Privacy Statement


What does GNB do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number    
  • Account balances
  • Payment history
  • Credit history
  • Overdraft history
  • Credit score
  • Employment and income

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business.  In this section below, we list the reasons financial companies can share their customers’ personal information; the reasons Gilmer National Bank chooses to share; and whether you can limit this sharing.

If you have any questions, please call 903-843-5653.

Reasons we can share your personal information: Does Gilmer National Bank share? Can you limit this sharing?
For everyday business purpose- such as to process your transactions, maintain your accounts, respond to court orders and legal investigations, or report to credit bureaus. YES NO
For our marketing purposes—to offer our products and services to you. NO WE DON’T SHARE
For joint marketing with other financial companies NO WE DON’T SHARE
For our affiliates’ everyday business purposes—information about your transactions and experiences. NO WE DON’T SHARE
For our affiliates’ everyday business purposes—information about your creditworthiness NO WE DON’T SHARE
For nonaffiliates to market to you NO WE DON’T SHARE

What We Do

How does Gilmer National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.
How does Gilmer National Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Deposit money
  • Apply for a loan
  • Show your driver’s license
  • Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

Definitions

Affiliates—Companies related by common ownershipor control. (Gilmer National Bank has no affiliates.)

Nonaffiliates—Companies nto related by common ownership or control. They can be financial and non-financial companies. (Gilmer National Bank does not share with nonaffiliates so they can market to you.)

Joint Marketing—A formal agreement between nonaffiliated financial companies that together market financial products or services to you. (Gilmer National Bank doesn't jointly market.)

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