We are having some fraud issues in Houston, Texas Area on debit cards.  Please use your PIN number with those with zip codes 77000 thru 77999.  This includes at Kroger stores.  We apologize for the inconvenience.
If you have trouble logging into your online banking, please try a different browser than Internet Explorer.  It should work then.  If not, please contact us at 903-843-5653.  Thanks.
If you come to a privacy acknowledgement, please click on opt in, and it will let you continue to online banking.  We apologize for the inconvenience. 

No Fee Account

You must be online banking customer and receive only e-statements that you print yourself, everything is done by you online.  No bank assistance for transfers, cashier checks, money orders, check orders, etc.  No monthly debit card fee and no monthly maintenance fee as long as your account keeps a positive balance.