The government gives you 24 hours to let your bank know if there is unauthorized activity on your account.  Please check your account status daily to insure you are not a victim of fraud.

DUE TO INCREASING FRAUD, YOU MUST ENTER YOUR PIN # OR GO INSIDE GAS STATION TO GET GAS.  See the Merchant to get the gas pre-athorized amount.  They set that amount, the bank doesn't.

Please notify us if you are traveling outside of the United States.  Your DEBIT CARD will not work with purchases outside of the United States.

Please be alert to scams.  Contact your bank directly if you come across something suspicious. GNB does not open commercial accounts or conduct business for unlawful internet gambling businesses.

If you have trouble logging into your online banking, please try a different browser than Internet Explorer, like Chrome or Firefox.  It should work then.  If not, please contact us at 903-843-5653.  Thanks.

Statement of Condition

Condensed Statement of Condition, December 31, 2019
(in thousands of dollars)


Cash and Due from Banks
Total Loans
Premises / Fixed Assets
Other Assets
Total Assets

Liabilities & Equity

Other Liabilities

Common Stock

Undivided Profits
Total Liabilities & Equity


Edwin P. Herrmann
Chairman of the Board
Larry Cowan
Vice Chairman
President & CEO
Senior Vice President & CFO
Senior Vice President & COO
Senior Vice President
Vice President
Vice President, Senior Lender, CFO
Manager/Special Assets
Admin Asst. to President
Admin Asst. to President
Asst. VP Mortgage Lending
Asst. Cashier & Auditor
Asst. Cashier
Sabrina Kelley
Asst. Cashier
Asst. Cashier
Tina McCurry
Asst. Cashier
Asst. Cashier
Misty Owens
Director of HR
Director of Operations
Asst. Auditor
Compliance Officer


Larry Cowan
John Dean
Randy Duke
David Griffith
Roy Harris
Edwin P. Herrmann
Gary Patterson
Steve Sansom
Kenneth Stewart
Steve Stewart
William F. Patterson, Honorary